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THE PRODUCT
The purpose of a credit insurance contract is to cover your outstanding debts and to protect you from losses caused by insolvency of your customer. A credit insurance contract offers you two main functions:
As far as services are concerned, the credit insurer will check the financial standing of your customer with regard to balance sheet, agency reports and bank information as well as experiences which already have been made by other suppliers. Concerning the security aspect, it belongs to the responsibilities of the credit insurer to minimise losses in advance and to pay for the claims.
OUR SERVICES
We - the GfK - will prepare an analysis of various options for a credit insurance contract. The result will be an offer which is especially prepared to fulfill your requirements. As far as existing contracts are concerned, we will carry out for you an annual check of all conditions in order to achieve an optimum contract for your company. With regard to your daily business we will give you our support in the regulation of claims or insufficient limits on the part of the credit insurer.
YOUR ADVANTAGE
The cover of your outstanding accounts by a credit insurance company can be an important contribution to your debiting management by:
- highly qualified credit underwriting
- calculable insurance premium instead of non-calculable losses
- debt collection
- extension of credit line by covering your claims
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© GfK Gesellschaft für Kreditversicherungsservice mbH 2011
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