The X/L policy is intended to protect your company against high unforeseen losses. The target group includes companies which are willing to carry foreseeable and average losses.

This form of insurance normally includes the pure insurance coverage without any additional service. The debiting management remains with your company and is part of the contract as your one and only duty.

OUR SERVICES The GfK - in close co-operation with your company - will develop a custom-made concept:

• coverage against unforeseen losses ("catastrophe cover")
• combination of the policy with a rating system
• contract development as a reinsurance model
• compensation either as insurance or financing model
• additional insurance of political risk

YOUR ADVANTAGE The coverage of your outstanding receivable by an X/L policy offers you the following advantages:

• protection against unforeseen high losses
• independence in structuring your internal debiting management
• combination of a basic model with miscellaneous elements (e.g. rating system)
• no limit inquiries and no problems with insufficient limits